Willie Mays (AP Photo/Bebeto Matthews, File)NEW YORK (AP) — Major League Baseball has named its World Series Most Valuable Player award after Willie Mays.The decision was announced Friday, the 63rd anniversary of Mays’ back-to-the-plate catch in deep center field at the Polo Grounds for the New York Giants against Cleveland’s Vic Wertz in the World Series opener. The Giants went on to sweep the Indians.The Series MVP award began the following year when it was won by Brooklyn Dodgers pitcher Johnny Podres.San Francisco Giants’ Willie Mays is all set for a workout at the baseball club’s training camp at Casa Grande, (AP Photo/RDS)Now 86, Mays played in 24 All-Star Games during a 22-year-career with the New York and San Francisco Giants, and the New York Mets.
A bank staff member hands Indian 500 rupee notes to a customer on November 24, 2016, in the wake of the demonetisation of old 500 and 1000 rupee notes in Mumbai.INDRANIL MUKHERJEE/AFP/Getty ImagesPersonal Loan comes to a person’s rescue whenever there is an emergency situation – be it medical or any undeclared expense. It has the potential to bail you out of a situation where you cannot meet the expense. The quick and easy accessibility feature of a Personal Loan makes it the most sought after loan options during an unexpected financial crisis. They are also the best borrowing option for short-term financial needs. However, since such loans come with a high-interest rate baggage, caution and restraint are key before opting for it. So, any error or delay in repayment can result in a heavy outgo, possibly leading to a debt spiral.Here are five precautions that can help you ensure that your Personal Loan does not become a liability.1: Say no to multiple loansThe desperation for raising funds in a financial crisis often urges individuals to seek loans from various banks or NBFCs. This is not helpful as multiple applications only reduce the chances of getting a loan sanctioned. With every loan application, banks check the Credit Score and credit history of the applicant. Taking multiple loans could impact the Credit Score negatively and dampen borrowing potential. An individual with a low Credit Score is typically charged higher interest rate than someone with a healthy Credit Score.2: Don’t borrow more than you can repayWith banks offering pre-approved Instant Personal Loans, it is easy to get carried away and borrow more than your repayment capacity. If your EMI towards the loan repayment is beyond your means, you could land yourself in a bigger financial trouble by having to break other funds or take further loans. One way to ensure your Personal Loan repayment remains within your means is by making sure your loan EMI does not exceed 35 to 40% of your monthly income.3: Choose loan tenure wiselyChoosing the right tenure for a Personal Loan is important to reduce the burden on yourself. The longer the loan tenure, the higher is the overall cost of repayment for the loan even though the EMI might seem tempting. You must go for the shortest tenure possible for you to afford. The loan tenure must be determined as per your repayment capacity.4: Ensure timely repaymentsYou must avoid missing or delaying Personal Loan EMIs as it would attract a penalty for late payment. Regular delays can also impact your credit profile negatively, thus affecting your borrowing potential for future. One way to ensure timely repayment is by opting for an auto debit facility from your bank account towards loan EMIs. INDRANIL MUKHERJEE/AFP/Getty5: Always read the fine printLegal documents might not be easy to go through but make sure you pay attention while you read through the terms and conditions of a Personal Loan. These documents will help in the event of any dispute between you and the lending institute. As the terms and conditions are different for each bank, it makes sense to compare different loan options before zeroing in on one.Loans are tricky. They can help you build wealth or drag you to financial misery. Make the best use of them through your financial learnings.
Summer means a clear blue sky, brighter days and sunshine that are perfect ingredients for happy mind and indeed a happy home. And just like your wardrobe, your home also needs seasonal change, which not only reflects your personality and style but also latest trend. So how about opting indigo print and pastel shades. Experts list some ideas on how one can add indo and pastel to their abode. Walls: Painting your walls in soothing pastel shades like mint, dusty pink or beige is the coolest (pun intended) way to welcome summer. A well-done, accent wall in summer shades for the living room or bedroom can be a head turner and experimenting with wallpapers/murals or a contrasting shade can do the trick! In places of extreme heat, soothing pastel blues, lilacs and greens will bring a cooling effect in the home. Also Read – Add new books to your shelfBed-sheet: Breathable materials like cotton and linen keep the room cool and you, comfortable. And no one can go wrong with floral and light colour sheets. Instead of heavy quilts and comforter, light weight colourful dohars are popular in summers. Curtains: For your living room, go sheer with the curtains to let in some cool breeze and natural light into your home, whereas for your bedroom take a break from traditional patterns and simple blinds by investing in chic looking textured drapes in a variety of opaque hues to match your décor scheme. With an extra-wide curtain, you can sweep it to the side during the day to embrace the asymmetry. Also Read – Over 2 hours screen time daily will make your kids impulsiveCushions: Nothing adds charm to a room faster than cushions. To add an effect to pastel wall décor, lace or crochet cushions will be a perfect match. You can also opt for bold colour cushions with geometric or abstract patterns. Some plain cushions enhanced with bobbles and tassles also add an element of fun to a room. A mix and match of colored patterns also create a personality for the bedroom giving it a bohemian feel.Apparel: Women’s and Men’s: Unleash your inner diva and the perfect statement with the apparels that marries the ease of billowy shapes in cotton and silk fabrics with a crisp and strong palette of indigo, crafting the perfect pieces for the summer shopper. A Dabu printed sari with a soft gold border, an Indigo cotton shirt, and a Indigo-white striped long kurta are a must have for your summer wardrobe. Jewellery: Command power this summer with Indigo jewellery with sleek simplicity and strong designs. Jewellery made in silver with the hues of Indigo add to the overall elegance and signature statement that’s speaks of its own! One can always go for ornate rings, geometric necklaces, and an eclectic range of earrings. Stack them, swap them, or style them solo for a look that’s all your own.
Chemical elements have been discovered by man since prehistory and as recently as the last 20 years. Their names reflect a variety of influences based on a mix of language, culture, and our understanding of chemistry, according to the BBC. Gold, iron, copper, and silver names all come from Anglo-Saxon roots, but were known to man long before those names came into use. Most of these can be found in nature in their pure states, but even iron, which usually requires smelting to extract it from ore, was used in artifacts dating from 3500 B.C.Meteoric iron was used by humans before smelting of iron ores was invented. Photo by H. Raab CC BY-SA 3.0Their atomic symbols, Au (gold) and Fe (iron), come from the Latin names for these elements, aurum and ferrum. The Romans were the first to begin using names for the elements ending with -um, a practice which still continues.Since 1947, the International Union of Pure and Applied Chemistry (IUPAC) has had the responsibility for approving elements’ names, and determining one internationally recognized atomic symbol for each.Mendeleev’s periodic table from his book ‘An Attempt Towards a Chemical Conception of the Ether.’Prior to IUPAC taking on this role, there was occasional confusion or disagreement about what an element should be called, due to either uncertainty about a discovery, or simultaneous discoveries.For example, niobium was called columbium in the U.S., until IUPAC settled the issue in 1949. IUPAC’s process begins with the discoverer being invited to propose a name and symbol for the element, with a recommendation that it end in -ium for the sake of linguistic consistency.The proposed name gets checked to make sure it has never been associated with any other element, in any capacity. After examination and acceptance by the division, the name goes to the IUPAC Council for final approval, before it’s published in IUPAC’s journal.Humphry Davy discovered nine elements using electrolysis.Over a quarter of all element names are derived from a place, usually where they were discovered or were first synthesized. About a dozen element names come from myth and legend such as cobalt, titanium, and promethium.No discoverer has ever named an element after himself, but several have been named in honor of famous scientists, like fermium, curium, and einsteinium. Nine elements are named for the brightest color they emit, using spectroscopy, such as indium and rubidium. Others are identified based on smell.Aluminum was named by the English chemist, Sir Humphry Davy, and is derived from the mineral alum, according to World Wide Words. Sir Humphry was a little indecisive, though. First, he used the name alumium, in 1807. Then he shifted the name to aluminum, and finally, in 1812, settled on aluminium.Antoine Lavoisier established that alumina was an oxide of an unknown metal.The last version was the most popular with his colleagues, for its classical ring, and because of its linguistic consistency with other elements such as potassium, sodium, and magnesium, all of which Davy had also named. Aluminum stayed in use for a little while in Britain, but aluminium quickly became the preferred name.In the U.S., it was a little more complex. Noah Webster’s 1828 dictionary only listed aluminum, although aluminium was still the more common spelling among U.S. chemists throughout the 19th century.Bar of aluminium (Al) crystal growth raw material, with visible dendrites on the macroetched surface, from the collection of Ethan Currens.Aluminium was the preferred version in the Century Dictionary in 1889 and the only spelling given in Webster’s Unabridged Dictionary in 1913. In the first decade of the 1900s, the version ending -um started to become more popular in the States, and by the decade following, -ium was very uncommon to see.The name was officially standardized internationally as aluminium, but in the United States, aluminum persists.Over the last 75 years, new elements have been discovered in laboratory settings by what amounts to spit-balling – hurling atomic nuclei at each other with great force, to see what sticks. This has been gradually adding to the sequence of super-heavy elements.According to the Oxford Dictionary’s blog, this is problematic, because most of them decay into other very rare elements, and the starting material becomes increasingly hard to produce. As a result, the International Union of Practical and Applied Chemistry has been assigning these elements temporary names, but in truth, most chemists just refer to them by their numbers.Read another story from us: Ancient Incas could Pay Taxes with a Bucket of Head LiceThere have been attempts to generate traction for giving these super-heavy elements more trendy names, such as octarine or severium, both of which are references to fantasy novels, but those attempts haven’t been particularly successful.
April 7, 2015 2 min read Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals Register Now » The idea of the digital picture frame is logical, but in execution, it doesn’t always work. In many cases, the picture quality isn’t great, the frames are cheesy and the whole vibe is a bit suburban-country-living gone wrong.A new art-tech startup, Meural, is making digital picture frames super classy and innovative. The image appears on a matte LCD display and the frame is made by hand of maple wood. The New York City-based startup isn’t interested in a slideshow of family vacation snaps from your latest family trip to Disney, either. The idea is for you to rotate images of fine art and professional photographs in your Meural.The startup is being very careful not to upset the art community traditionalists. “We unreservedly respect the established means of art collection and curation,” says CEO Vladimir Vukicevic, in a statement announcing the launch. “Meural is working closely with museums, galleries and artists to create an innovative new layer in visual culture by increasing the opportunity for exploration and accessibility.”Related: Marc Ecko on Entrepreneurship as an Art Form (Video)The discovery component of the Meural “digital canvas” makes it appealing to the indecisive set. And what if your tastes change? Or your mood shifts? Or you grow tired of a particular image? The Meural frame is connected to an app wirelessly, so you can change the image from across the room. But, also, if you are standing in front of the image, the frame is gesture sensitive, so you can wave your hand in front of the “digital canvas” and change the image displayed.Related: Artists Are Job-Creating Entrepreneurs, Too.The Meural frame is not available for purchase just yet. It’s in pre-order, starting at $395, and is expected to ship this fall.The technology that Meural is using to collect pre-orders is a new “standalone” crowdfunding software developed by the alternative finance platform RocketHub. The pre-order software, called LaunchPad, allows businesses to customize the RocketHub software to their particular needs. Vukicevic, the founder of Meural, was previously the CTO of RocketHub.Related: Crowdfunding Nearly Tripled Last Year, Becoming a $16 Billion Industry