MasterCard launches real time P2P

first_imgby: Tina OremMasterCard has launched a new product that allows cardholders to make real-time disbursements and person-to-person payments to and from virtually any U.S. debit card account, the company announced.The product, called MasterCard Send, allows customers to send funds immediately to other bank accounts, mobile wallets and cash agent outlets, as well as MasterCard and non-MasterCard cards. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img

Malvertizing threats infect the web: KnowBe4

first_imgThe Clearwater, Fla.-based security firm KnowBe4 has warned of new breed of ransomware disguised as online advertisements. The phenomenon, dubbed “malvertizing,” involves hackers who load poisoned ads onto Adspirit.de, a publishing network employed by websites such as Drudgereport.com and wunderground.com.The malware-laced ads redirect to a Microsoft Azure website. Malvertizing has apparently spread to eBay, Yahoo and AOL.com – sites visited by millions of users – according to security researchers at MalwareBytes and SC Magazine.KnowBe4 CEO Stu Sjouwerman said, “The same cybercrime lowlifes that infected the Yahoo website a few weeks ago have struck again, and were serving poisoned web ads which either dropped CryptoWall ransomware or infected the PC with adware.” continue reading » 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Duties, decisions, and direction: A timely focus for board agendas

first_img“We are not reverting to our packed agenda of old. Our spell as a ‘Virtual Board’ helped us enhance oversight, reduce our schedules, streamline presentations, hold healthier discussions, and make improved decisions. Going back to the way it was would be a disservice to our CEO, members, and fellow Board members.” So went the words from the Chair of a multi-billion-dollar credit union.Like everyone else, credit union boards had to adapt swiftly when in-person meetings were limited due to state and local restrictions on gatherings. “At first, we tried to execute a typical agenda in a conventional fashion in an unusual way (Zoom). It was a calamity from the start. While we mastered the intricacies of video conferencing, our attention was focused on working through agenda items versus making essential decisions. We had to focus on what we needed to know, decide upon, and approve for our CEO to lead the credit union.”As the credit union made its way back to in-person Board meetings and an annual planning session, the old agenda remained behind. In its place was a new focus for Board agendas – duties, decisions, and direction. Duties were all things fiduciary – financial, policies, CEO oversight, exceptions, etc. As for decisions, the Board asked the CEO to only bring items to the Board agenda that required a vote of the Board or where the CEO wanted the Board’s input on a decision he would ultimately make. All other matters could be captured through pre-work, the consent agenda, file sharing, and a message board/portal for the Board and CEO. Matters of direction would be considered during quarterly strategic updates and semi-annual strategic enhancement dialogues (if necessary).“Our Board meeting time was cut in half, but we expanded productivity. What used to be a sacred item of interest or a legacy report proved to be operational and not necessary for effective governance. As our ability to reconvene in person came about, our Board was unanimous in that it would not regress to our former model. ‘Duties, Decisions, and Direction’ would drive our agenda. ‘Details’ would be left to Management. We rapidly became a better Board for our CEO and he a more valuable leader for our members’ credit union.”As your Board begins to physically meet again, consider how one sizable credit union rethought how it could be more effective in governance. With thorough preparation and dedication to a focused and intentional agenda, your Board can build healthier dynamics around the Board table, even if that table remains virtual for now. Where your meetings may be to the point, they will be revitalized and more successful. The new accomplishments you experience as a team will produce an even stronger partnership with your CEO. As a Board: commit to your duties; aim to design meetings around important decisions; and, periodically evaluate how your credit union is moving in the direction that will best serve its members. 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jeff Rendel Jeff Rendel, Certified Speaking Professional, and President of Rising Above Enterprises works with credit unions that want elite results in sales, service, and strategy. Each year, he addresses and facilitates … Web: www.risingaboveenterprises.com Detailslast_img read more

LIRR Ticket Sales App Coming Soon, MTA Says

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York By Luis CentenoMTA eTix, a new, free smartphone app allowing Long Island Rail Road riders to buy digital train tickets without visiting a ticket booth or machine, is being rolled out sooner than expected.LIRR riders can currently use the app on the Port Washington branch. The app is expected to be operational on the other 10 LIRR lines by September, instead of the end of this year as originally planned, New York State officials said.“This e-ticket system for the railroads is where the economy is now,” Gov. Andrew Cuomo told reporters Tuesday during a news conference at Grand Central Terminal in Manhattan. “You take out your device. You scan it, and you pay for something. That’s how it works, and that’s how it’s going to work on the railroads.”The LIRR is the nation’s busiest commuter railroad with about 300,000 riders daily. Those who wish to use paper tickets can continue to do so. Riders who want to make the switch can download the app using their iOS or Android mobile devices.Cuomo noted that the new technology is a huge advancement for the Metropolitan Transportation Authority, which originally wrote out train schedules on chalk boards. As riders begin using the app, it should reduce long lines at ticket machines and booth windows.MTA Chairman and Chief Executive Officer Thomas Prendergast said that the app is easy to use, involving just three simple steps. First, download the app; then open it, and lastly buy a ticket by setting the point of origin and destination, he explained.It offers the option of buying monthly, weekly and daily passes, plus one-way or round-trip tickets. Once the ticket has been bought, it has to be activated when boarding the train. When the conductor asks for the ticket, riders have to show the ticket information displayed on the smartphone.Getting the MTA to implement the new system was tough, the governor claimed.“Introducing technology to a bureaucracy is extraordinarily difficult,” Cuomo said. “It requires change, and change is chaos … You get a bureaucracy as big as the MTA, and you have to push every day. Otherwise it’s not going to work.”He added that some hurried riders were eagerly anticipating the new app.“I was harangued this morning by a person who said, ‘Well, it’s not on her station,’”Cuomo said. “It’s not on all stations on the railroads until the end of the summer, but this is a new technology. It’s bringing the railroads to the same level of technology as most services, which is an extraordinary upgrade in the case of the MTA.”last_img read more

Longing for days of a united America

first_imgCategories: Letters to the Editor, OpinionAmerica is a divided nation. We often seem desperate to find a way we can all unite in a common purpose, put aside our petty squabbles and work together to create the future we all want. If only those in Washington cared more about the country than about their party. Then we could find our way out of gridlock and back to the good old days when we were all on the same team. We all know that that’s not going to happen, so all we can do is hope for the best.If you try to think of a time when our country was truly unified, it was the time right after the attacks of 9-11. What brought us together was the moment of crisis and the external threat. That truly was a time that all Americans worked as a united team. We really showed all our support for our great country.Nowadays, the vast majority of the time in Washington, both parties sincerely believe in what is good for their party is what’s good for the country. When they disagree, it’s often because they have incompatible values. Because both parties have become more consistent about what they believe, it’s making it harder for our government to perform basic functions.The unfortunate answer is that all you can do is try to do the best for our country as possible, even if it won’t make for cross-party unity. Because we are living in a very challenging time, it looks like we all just have to deal with it.Walter “Neal” BrazellRotterdamMore from The Daily Gazette:EDITORIAL: Urgent: Today is the last day to complete the censusFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Thruway tax unfair to working motoristsEDITORIAL: Find a way to get family members into nursing homesRotterdam convenience store operator feels results of having Stewart’s as new neighborlast_img read more

Local baker turns Palu ‘choker’ crocodile into 60 cm bread

first_imgA wild crocodile in the Palu River of Central Sulawesi, its neck trapped for several years in a motorcycle tire, has been in the media spotlight in recent weeks, particularly after an Australian wildlife expert joined a local rescue team in an attempt to free it of the “choker”.Despite failing, the mission received wide coverage across the nation’s media to become the talk of the country, and gave at least one entrepreneurial baker an idea.Read also: ‘See you soon, mate’: Australian presenter Matt Wright returns home despite failing to rescue Palu crocodileAbraham, the 58-year-old owner of Master Bakery in Palu, decided to take the local reptilian “icon” as an opportunity for testing his creativity and boosting his business – by making bread shaped like the crocodile, complete with a tire around its neck.“At first, I made two 60-centimeter breads that resembled the crocodile. I left one [on display] in the store and took the other to a warkop [coffee stall] where I usually hang out to share it with my friends,” Abraham told kompas.com on Thursday.He said he had not realized that the crocodile bread had gone viral until the orders started coming in – to the point that he was overwhelmed by the high demand.“I did not expect this to go viral. My staff and I have been working overtime to make these crocodile breads,” Abraham said, adding that the breads were offered in various sizes and ranged from Rp 7,000 (50 US cents) to Rp 80,000 per piece.Crocodile-shaped bread has long been popular fare among Jakarta’s indigenous Betawi culture. Two pieces of sweetened bread shaped like a crocodile (sans tire) are a must at every traditional Betawi wedding, as the reptile symbolizes loyalty and long life.Meanwhile, the “Palu crocodile” breads at Master Bakery have received good reviews from culinary enthusiasts.Abraham said that he had come up with the idea of making crocodile-shaped bread in October 2012, and that he had simply not acted on it until the recent rescue attempt brought widespread attention to the crocodile and its plight.He added that he planned to make one life-sized bread that accurately resembled the 4-meter crocodile – or at least as closely as he could make it, including the texture and color of its skin.Jemmy, a Master Bakery customer, applauded Abraham’s creative innovation and said he was excited about trying the bread.“I’m curious about the bread that looks like the crocodile with the tire necklace. It went viral, and I want to buy one for my child, who I think will absolutely love it,” said the 30-year-old. (syk)Topics :last_img read more

Hong Kong press club says journalists hitting ‘unusual’ visa issues

first_imgTopics : On the authoritarian Chinese mainland, where the press is heavily censored, foreign journalists must apply for specific visas and face routine harassment.Reporters only need a regular business visa to work in Hong Kong, however. China promised key liberties and autonomy to Hong Kong ahead of Britain’s handover, and the city has free press protections enshrined in law, something that has helped it become a regional media hub. The New York Times, AFP, CNN, the Wall Street Journal, Bloomberg and the Financial Times are among multiple media organizations with regional headquarters there. But multiple news outlets are now reporting issues getting or renewing visas for staff — something they have not experienced before.Last month the New York Times was the first to go public with its difficulties, announcing it would relocate some of its Asia hub to South Korea after multiple delays and at least one outright rejection.The difficulties come as Washington and Beijing clash over reporter credentials.The Trump administration placed visa and headcount restrictions on some Chinese media in the US, all of whom are state-controlled. Beijing responded with tit-for-tat restrictions, including expelling a group of reporters from multiple US outlets who were also banned from working in Hong Kong, an unprecedented move.On Tuesday Beijing’s foreign ministry warned “necessary and timely countermeasures” would be taken if the US continued to limit Chinese reporters.Hu Xijin, editor of China’s state-owned tabloid Global Times, said Beijing would “retaliate, including targeting US journalists based in Hong Kong”.The FCCHK condemned the restrictions placed by both sides. “The FCC opposes using journalists’ visas as a weapon in international disputes and also opposes taking action against journalists for the decisions made by their home countries,” it said.”This downward spiral of retaliatory actions aimed at journalists helps no one, not least of all the public that needs accurate, professionally produced information now more than ever,” it added. In a statement released Thursday the Foreign Correspondents’ Club of Hong Kong (FCCHK) said multiple media outlets had reported delays getting visas in recent months. “The delays have affected journalists of multiple nationalities and in some cases have prevented journalists from working,” the FCCHK said. “The delays are highly unusual for Hong Kong, a city with historically robust press protections,” it added.Hong Kong’s government has not explained any change to its policy despite multiple enquiries from media.center_img Hong Kong’s foreign press club said Thursday that reporters in the territory were experiencing “highly unusual” visas problems, and called on China and the United States to stop using the media as a political weapon.Journalists have been caught up in spiraling US-China tensions, with both sides placing limits or expelling reporters from their territories in recent months.Now the spat is filtering into Hong Kong, a semi-autonomous city and regional press hub nominally in charge of its own immigration policies.last_img read more

West Bengal checks tidal pulse

first_imgThe Indian state of West Bengal has reportedly engaged the team from the University of Edinburgh to conduct a survey on the feasibility of tidal energy projects in the Bay of Bengal.The meeting, held on January 18, 2018, facilitated the discussion between West Bengal’s Minister of Power Sovandeb Chattopadhyay and A.R. Wallace from the University of Edinburgh’s Institute for Energy Systems on the possibilities of using tidal power for electricity generation in this eastern Indian state.It was arranged that the team from the University of Edinburgh will conduct a survey on the feasibility of tidal energy projects in West Bengal, after which the findings will be summarized in a report for West Bengal’s energy department, according to the Indian news publisher Millennium Post.“They will conduct the survey in the Sunderbans to find out whether tidal energy can be developed at a cheaper rate and can be implemented for commercial purposes. If it is found to be successful, small units with a capacity of 50kW may be set up to produce tidal energy,” Chattopadhyay was quoted as saying by Millennium Post.The Sundarbans are a network of marine streams, mud shores and mangrove forests located in the eastern India in the Bay of Bengal.last_img read more

Batesville I-74 overpass closed for further inspection

first_imgBatesville, In. — Officials from the Indiana Department of Transportation say the Lammer Pike Overpass at I-74 will be closed until a load test can be performed. Officials closed the bridge on Friday following a routine structural inspection.last_img

Austria snatch dramatic draw in Dublin

first_img Ireland were within a minute of securing a precious victory which would have propelled them into second place in Group C when the Bayern Munich man smashed an injury-time leveller past goalkeeper David Forde to snatch a point which left his side in pole position to claim the runners-up spot instead. It was a devastating conclusion to a tight encounter for Ireland, who dragged themselves back into the game after falling behind to Martin Harnik’s cool 11th-minute strike. Jon Walters levelled from the penalty spot and then headed Ireland in front at the end of the first half – and it was a lead they were to defend doggedly until the final throes. Press Association Austria midfielder David Alaba left Ireland’s World Cup qualifying hopes in tatters as he edged manager Giovanni Trapattoni closer to the exit with a dramatic late equaliser in a 2-2 draw.center_img A second draw in four days leaves Trapattoni’s men knowing they face an uphill task to reach the play-offs. They were ultimately made to pay for sitting back and defending a narrow lead rather than attempting to build upon it, a failing which will provide the manager’s critics with further ammunition. Alaba had whistled a second-minute free-kick just wide of Forde’s right post to serve warning of their intent and the keeper was left cruelly exposed nine minutes later as Austria took the lead. Zlatko Junuzovic caught central defender Ciaran Clark in possession and headed into the box before squaring for Harnik, whose first touch and deft finish gave Forde no chance. Ireland’s attempts to drag themselves back into the game were tame with James McClean, who had prospered early on, finding himself confronted by two men every time he received the ball. However, the Austrians having benefited from Ireland’s generosity, returned the favour when central defender Emanuel Pogatetz misread Shane Long’s intentions inside the box and brought him down. Referee Marijo Strahonja pointed straight to the spot and with no Robbie Keane in the side, Walters stepped forward to smash the penalty low to keeper Heinz Lindner’s right to level. Shane Long was desperately unfortunate not to give his team a 38th-minute lead when he cheekily back-heeled McClean’s cross towards goal, but saw his effort come back off the foot of the post with Lindner beaten. However, Trapattoni’s men did go ahead in first-half injury time when Walters got ahead of marker Christian Fuchs to head firmly home. The home side might have increased their lead twice within seconds after the break when Lindner managed to keep the ball out of his net after McClean’s 67th-minute cross was bundled towards his own goal by one of his defenders amid a melee in front of him, with Marc Wilson heading wide from the resulting corner. But Ireland dropped ever deeper as the game crept towards the final whistle and although they enjoyed a let-off when Harnik headed weakly at Forde with a minute of normal time remaining, the respite proved temporary. Alaba picked up possession 20 yards out and smashed an unstoppable shot high into the net to break Irish hearts. last_img read more